Judge — October 18, 1919 — page 29: what you’re looking at

Machine-transcribed from the original scan — historical spelling and the odd misread are preserved.

October 18, 1919 ow We Stopped the Leaks That Kept Us Poor we we we How Howard Lindsay and His Wife Discovered an Easy Way to Save One- ould walk into the room but Howard Lind- pa he was the last I had ex- President of this great new Lindsay, of the lidated, was looking for a fine country home and was ted in ‘buying the Dollard Place in Englewood: 60 as tor. of the Dollard estate I had come to discuss the with him. But Lindsay! Surely some miracle had happened. | For it he very man who had come to me “dead broke” about at years back and had asked me to help him get a new job. You are surprised, Mr. Otis, I can see that without telling me. Let that real estate matter rest for a mo- eat while I tell you how the miracle happened. It won't take five minutes. It all seems simple as A BC, as T look tack on it now. How It All Began ‘Our new life began when we discovered how to sare macy. That happened soon after I started in the new hb you helped me secure. And it all came about right in sy own home. Our sole source of supply was my salary of $000. That first year we didn't save one cent. Besides When I asked myself the reason for all thi Sat I did pot know the reason, and po more did my wife, suse we hadn't the faintest’ idea what our money bad trea spent for. “Then we looked around among our friends and learned 8 great lesson “The Weeds, I know, were getting more than $8,000 a year. They lived in a’ modest apartment, did not wear fine clothes, seldom went to the theater, did little ent , Zetwe Knew they barely had enough money to pay rent bills, “In the case of the Wells, I found a very different story ine that set me thinking hard. Their income was O00 a year, yet, to my amazement, they confided to us bad saved $600 a year ever since they were mar- y didn’t have any grand opera in their program —exeept on their little Victrola—but they did go to the eater regularly, they wore good clothes, entertained their nends at their ‘home and were about ‘the happiest and sost contented couple of all our married friends, The difference between these two families was that in case the expenditures were made without any plan— in the other the income was regulated on a weekly feet system. ‘We eat down that evening and made up a budget of al our expenses for the next fifty-two weeks. We dis covered leaks galore. We found a hundred ways where fe amounts could be saved. “In one short month we had a ‘strangle hold’ on our copenses and knew just where we were going. In one year ay wife proudly produced a bank book showing a tidy rings account of $800. My New Grip on Business “In the meantime an extraordinary change had come rer me in business “I didn't fully realize this until the president called me = one day and said, ‘Lindsay, you have been doing excep ‘onally well. I have been studying your work for ut year and you have saved the company a lot of money Third of Their Income. A Secret That Applies to Any Income. By HARRISON OTIS We have decided to give you an interest in the business.’ “So there you are. It is wonderful, isn’t it? T often wished I might tell m ystory to the thousands of young mar- ried couples who are having the hardest time of their li just when they ought to be having the best time.”” So now I have the opportunity and you are lucky, if only you will act on the wonderful message this story contains HARRISON OTIS. The Magic Budget Plan The Ferrin Money Making Account System is built on the experience of Howard Lindsay. This system which is simplicity itself, comprises: The Ferrin Money Making Account Book. The Ferrin Kitchen Calendar (for the household). The Ferrin Pocket Account Book ‘The Ferrin Investment and Insurance Register. plbe Ferrio Household Inventory and Fire Insurance Compact information is given on Making a Budget, Keeping Expense Accounts, Making Safe Investments, Making an Iaventory of Household Goods. : There is no red tape or complicated bookkeeping in this fystem—it is #0 simple that anyone can keep it—so con- venient that you will not notice the few moments of your time required to make entries. The Pocket Account Book (price when sold separately {0 cents) contains printed slips #0 that you have only to jot down the amounts of your daily expenditures. The Kitchen Calendar (price 50 centa) keeps track of household expenses. At the end of each week or month these amounts are transferred to the Money Making Account Book, which contains 112 site 83421044 inches, and is bound in half blue Silk Cloth Back ‘adet Blue Cover, Paper Sides—Turned | Edges, semi- exible, stamped in gold on Front Cover. This book has been prepared by an expert to fit any salary from the small- est to the largest. Incorporated in it is a recapitulation for every month of the year which shows at a glance the Budget and the amounts out during the month for the various classified items of expense. It is the only book to our knowledge which has a Budget column for ev month. Special columns are provided for items on whi an in- come tax does not have to be paid so that these amounts may be deducted at the end of the year. (This feature gine may save you many times the small price of the iyatem.) The Ferrin Investment Insurance Register is designed to keep an accurate record of your investments, insurance olicies, etc. Contains 32 pages, size 5x8 inches, price sep- ely, 50e. The Ferrin Inventory and Fire Insurance Record will enable you to make and keep a complete in- ventory of every room in the house; also provides for record of your fire insurance policy. It is an absolute necessity in case of a fire. It may save you many thousand times the cost, which is 50c when sold separately. Two Minutes a Day The Ferrin Money Making Account System takes only two minutes s day, Any grammar school boy or girl can keep the accounts, This method is not a hard task, It is Just fun ‘Now you need not worry about the money you spend for clothes, food, rent or the theater. You will spend it freely because you will know how much you can afford to spend ‘The Ferrin Money Making System is a most practical gift to any newly married couple, Many people use them for Christrnas gifts Send No Money See bow magically the Ferrin Money Making Account System works, no matter how much or how little your in- come. We know what you will think of it when you see it. So we are willing to send you the complete aystem with- out your sending us any money in advance. Just mail the coupon, and back will come the system by return mail. If you feel that you can afford not to have it, simply send it back and you will owe nothing. But when you have seen what big returns the Ferrin System will pay you, you will surely want to keep this wonderful aid to money- ing, copecially eee now making a special short-time offer of only $3 for the com- READ! plete system. Letter tom Head of ‘ou will appreciate what a | Financial Department of remarkable offer this is when | Largest Corporation of you consider that other ex- | [i Kiad in the United nse account books are sold | Independent For's3 and cover s period of | tnaspendent Corporation only two years. The Ferrin | ‘I ‘onsider your ac- Money Making Account Book | count book a remarkable covers four years, and there- | Cpotribution to the peo- fore has twice the value, $6. | Pits timen® COURtY St And in addition you get the | “In our company we Ferrin Kitchen Calendar, the | nave 5000 employes and Ferrin, Pocket, Account Book; | }t vasa revelation tome he Ferrin. Investment and | 10 €iving them advice in Insurance Register, The Fer- | fyterd,to,the making out rin Household Inventory and | turns tofind how few had Fire Insurance Record, each worth 50c or $2.00. You have Any totelligent, dea of theln tpeoame, and thelr the opportunity, therefore, of ving expenses. securing $8 value for only $3. | y,fhe simplicity of your But we can make this spe- | Sith previous methods of cial combini f account Keeping would a limited time. We expect to | seem to be well-nigh Blace this System in one bun- Prin reed appeals to me dred thousand homes th teh - We want your home to | teach anticia aug ‘a of them. You Uieks. but I wil You that t am coupon ernie pothing and does not obligate | 2,0Wn family expenses you in any way, and it may | make money for meright ‘a revelation to you of how | from the start much more you can get out of | (Signed) D. 8. Burton. your income FREE EXAMINATION COUPON INDEPENDENT CORPORATION Publishers of The Independent Weekly Dept. F 14810, 119 W. 40th St., N. Ys Please send me the Ferrin Money-Making Account System (the entire fve books) for Free Examination I will send you $3 to full payment within 5 days after recetpt, or return the books. AGArOM eee eeeeeee ssenvegeese ++ Sudge 10-18-19 .